No Doc Second Mortgage

The no documentation mortgage (No Doc) has no supporting evidence of a borrower’s income. Instead, the loan realizes based on a declaration confirming the borrower can afford the loan payments.

What Is a Conventional Mortgage or Loan? No property is ever 100% financed. significant additional paperwork concerning their business and income. 4. Other documentation. Your lender will need to.

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No Doc, Stated Income Mortgage . No Doc and Stated Income Loans (Florida Only) No Income Verification Loan (NIV) also known as Stated Income or Stated Income Verified Assets (SIVA) loan. The SIVA loan allows the borrower to state income and only verifies liquid assets. Stated income loan requires No W2’s, No Pay stubs, No IRS Tax returns.

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No-Doc Loans offer extremely versatile qualifying guidelines coupled with flexible underwriting standard. In short, there is no income verification, no income documentation, no tax returns, and on certain refinance transactions you will not have to provide any bank statements.

Program Highlights Plaza offers the following programs Conforming Conventional Fixed and ARM including High Balance and Super Conforming FHA Fixed and ARM including High Balance and Streamline Refinances

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STATE REGULATION OF MORTGAGE ESCROW ACCOUNTS Rev. 03/25/08 State Origination Requirements Interest on Escrow Servicing Requirements maintained in separate accounts in a.

5% Down No Doc Loan. If you have at least 5% down, a 680 or better middle credit score and a solid credit history, you can get a good rate on a "piggyback" no doc loan and we will not require a rental or mortgage history. These loans do not require PMI because we are doing a first mortgage at 80% loan to value and a second mortgage at 15%.