If you’re investing your IRA contributions in a certificate of deposit, you might want to take a step back. First consider the pros and the cons.
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Pros and Cons of a HELOC or Home Equity Loan. There are, of course, pros and cons of these two options: Pros of a HELOC: With a HELOC, you get a line of credit that is accessible to you whenever you need it. That gives you a lot of flexibility to use it (or not) at your convenience.
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